Privacy Policy

Your privacy is important to WFH Investor. Please read this privacy notice carefully as it
contains important information on who we are, how and why we collect, store, use, and share
personal information, your rights in relation to your personal information, and how to contact us

or supervisory authorities in the event you have a complaint.

By using our website www.wfhinvestor.com, you signify your consent to the terms of our
Privacy Policy. If you do not agree with any terms of this Privacy Policy, please do not use this
site or submit any personal information to us.

1. Who We Are
GEM Real Estate Consulting LLC (also doing business as WFH Investor) (“we,” “us,” “our”)
and operating at www.wfhinvestor.com collects, uses and is responsible for certain personal
information about you.

2. Children’s Online Privacy Protection Act
This website and any products and services offered herein are not intended for persons under the
age of 13. We do not knowingly collect information from anyone under 13 years of age. We
prohibit children under the age of 13 from using all interactive portions of this website, including
leaving any comments, filling out forms, or otherwise submitting information. We will not
knowingly collect personally identifiable information from children under 13. If we learn we
have any information or content from anyone under the age of 13, we will delete that
information.

3. The Personal Information We Collect and Use

a. Information Collected by Us
We may collect, use, and are responsible for certain personal information that you provide
when you voluntarily sign up for emails or free gifts, register for a class or presentation,
leave comments, order a service or product, fill out any type of form, access private
membership pages, or otherwise contact us via an online form or email. The information
collected may include your name, email, address, phone number, and/or billing information,
real estate experience. You are not required to provide any personally identifiable
information to merely access or visit this website.

We may collect domain information, your numerical IP address, the type of browser you use,
which pages you view, and the files you request. We may also use “cookies” (small files
saved on your hard drive by your web browser) to analyze website and advertisement
performance, track user patterns, save information from your previous visits and customize
your experience.

We may also use the technological equivalents of cookies to collect information, including
social media pixels. These pixels allow social media platforms to track visitors to external
websites in order to tailor advertising messages users see while visiting those social media
platforms. We may use these pixels in compliance with the respective policies of the various
social media providers

If your browser sends a “Do Not Track” signal, only a generic cookie will be placed on your
device while the website is accessed. We will ask for your consent to allow us to use cookies. We, or our third-party vendors, may collect non-personal information through the use of these technologies. Nonpersonal information might include the browser you use, the type of computer you use and technical
information about your means of connection to this website such as the operating systems and the Internet service providers utilized and other similar information. Our systems may also automatically gather information about the areas of our website that you visit, the search
terms you use on this website, and the links you select from within this website to connect
with other areas of the Internet.
If you are located in the European Economic Area (“EEA”), we are regulated under the
General Data Protection Regulation which applies across the European Union and we are
responsible as controller of that personal information for the purposes of those laws.

If you are located in the United Kingdom (“UK”), we are regulated under UK data
regulations known as “UK GDPR.”

a. Information Collected from Other Sources
We obtain personal information such as name, email, phone and address on the website via a
secure form

b. How We Use Your Personal Information
We collect such information in order to send emails, fulfill orders, deliver services and
products, complete customer transactions, oversee contests and promotions and improve
website performance and customer service.

c. Who We Share Your Personal Information With
We respect your privacy and will never sell, trade or transfer your personally identifiable
information to third parties (beyond what is necessary for fulfilling a customer transaction or
for the basic functionality of an online service) without your consent.

We may, however, share name, email, phone and address details with third party suppliers
and credit card processors.

This data sharing enables us to send relevant newsletters via an email marketing platform.
Those third-party recipients are based outside the European Economic Area or the UK — for
further information including on how we safeguard your personal data when this occurs, see
Transfer of your information out of the EEA, UK below.

We may release personal information as necessary to enforce our terms and policies, operate
and manage our business, protect our rights or the rights and safety of others, or to otherwise
comply with applicable laws, regulations or legal obligations.
If you give us permission, it may also use personal identification information for internal or
external marketing and promotional purposes.

On occasion, we may collect personal identification information from you in connection with
optional contests, special offers or promotions. We will share such information with
necessary third parties for the purpose of carrying out the contest, special offer or promotion.
We will ask for your consent to such disclosure and use of such information, prior to your
participation in the contest, special offer or promotion.

We reserve the right to transfer personal information in the event that we merge with or are
acquired by a third party. We also may disclose your personal information for any other
purpose permitted by law or to which you consent.

We will not otherwise share your personal information with any other third party.

d. Whether Information Has to Be Provided by You and Why
We may require certain personal data such as name, email address, delivery address, phone
number, real estate experience to provide you with customer support. We do not require you
to provide any personal data in order to browse the public areas of our website. We will
inform you at the point of collection whether the information is required.

e. How Long Your Personal Information Will Be Kept
We will hold all non-client personal data until you let us know you would like for us to delete
it or unsubscribe from our marketing contacts, which you are free to do at any time. We will
hold all client and customer personal data in our files for six years

f. Reasons We Can Collect and Use Your Personal Information
We collect and use your personal information – to send emails, fulfill orders, deliver services
and products, validate course fit, complete customer transactions, oversee contests and
promotions and improve website performance and customer service

2. Use and Transfer of Your Information Out of the EEA, UK
This website is operated in the United States and third parties with whom we might share your
personal information as explained above are also located in the United States. If you are located
in the EEA, the UK, or elsewhere outside of the United States, please be aware that any
information you provide will be transferred to the United States. By using this website,
participating in any of our services and/or providing your information, you consent to this
transfer.

The United States does not have the same data protection laws as the EEA or UK. While the
European Commission has not given a formal decision that [the United States provides an
adequate level of data protection similar to those which apply in the EEA, any transfer of your
personal information will be subject to the derogation under Article 49 of the General Data
Protection Regulation. This provision allows non-repetitive transfers concerning a limited
number of data subjects and is designed to help safeguard your privacy rights and give you
remedies in the unlikely event of misuse of your personal information.
If you would like further information, see “How to Contact Us” below. Except as described above, we will not transfer your personal data outside of the EEA or UK, or to any organization (or subordinate bodies) governed by public international law or which is set up under any
agreement between two or more countries.

3. Your Rights
If you want to unsubscribe from receiving emails from us, you may do so at any time. Each
email we send includes instructions for unsubscribing from our email communications.

If you want to unsubscribe from SMS/text messages from us, you may opt out at any time. To
stop receiving text messages, reply to any message with the word STOP. You may also contact
us at info@wfhinvestor.com to be removed from our SMS/text messaging list. After opting out,
you may receive a confirmation message acknowledging your request, after which you will no
longer receive promotional SMS communications from us.

Please note that your communication preferences – such as email and SMS messages – are
managed separately, opting out of one does not affect any other communication preferences you
may have with us.

If you are covered by the General Data Protection Regulation, or other relevant privacy
regulations, you have a number of important rights free of charge. In summary, those include
rights to:

• Fair processing of information and transparency over how we use your personal
  information
• Access to your personal information and to certain other supplementary information that
  this Privacy Notice is already designed to address
  • Require us to correct any mistakes in your information which we hold
  • Require the erasure of personal information concerning you in certain situations
  • Receive the personal information concerning you which you have provided to us, in a
  structured, commonly used and machine-readable format and have the right to transmit
  those data to a third party in certain situations
  • Object at any time to processing of personal information concerning you for direct
  marketing
  • Object to decisions being taken by automated means which produce legal effects
  concerning you or similarly significantly affect you
  • Object in certain other situations to our continued processing of your personal
  information
  • Otherwise restrict our processing of your personal information in certain circumstances
  You may also have the right to claim compensation for damages caused by our breach of any
  data protection laws.
  For further information on each of those rights, including the circumstances in which they apply,
  visit www.gdpr.eu; https://ico.org.uk/for-the-public/; https://oag.ca.gov/privacy/ccpa; or
  https://www.priv.gc.ca/en.
  If you would like to exercise any of those rights, please:

• Email, call, or write to us
• Provide us enough information to identify you including your first and last name,
account number, username, and registration details
• Provide us proof of your identity and address (a copy of your driver’s license or passport
and a recent utility or credit card bill)
• Provide us with the information to which your request relates including any account or
reference numbers, if you have them

4. Keeping Your Personal Information Secure
We have appropriate security measures in place to prevent personal information from being
accidentally lost, used or accessed in an unauthorized way. We limit access to your personal
information to those who have a genuine business need to know it. Those processing your
information will do so only in an authorized manner and may be subject to a duty of
confidentiality.

We also have procedures in place to deal with any suspected data security breach. We will notify
you and any applicable authorities of a suspected data security breach where we are legally
required to do so. It is important to understand that no security measures are absolute. We cannot
guarantee the safety of any information you provide to us.
Please note that any comments or information that you post on the website, including our public
or private client and participant areas, social media pages, or groups, may become public and
third parties may use your information. We are not responsible for any unauthorized uses by
third parties in such context. You disclose such information at your own risk.

5. Links to Other Sites
You may see advertising or other content on this website that links to the sites and services of
our partners, suppliers, advertisers, sponsors, licensors, or other third parties. Any products or
services reached through a third-party link are subject to separate privacy policies. We are not
responsible for or liable for any content on or actions taken by such third-party websites.

6. How to Complain
We hope that we can resolve any question or concern you raise about our use of your
information.

If you are covered by the General Data Protection Regulation or UK GDPR, you may lodge a
complaint with a supervisory authority, in particular in the UK or European Union (or European
Economic Area) state where you work, normally live, or where any alleged infringement of data
protection laws occurred.

7. Changes to This Privacy Notice
We may change, modify or update this Privacy Policy at any time and will notify you of any
fundamental changes by email or postal mail. All other updates will be posted on our website.
We recommend reviewing this Privacy Policy periodically to stay informed of any changes.
Your continued use of our website after any changes will constitute your acceptance of the
revised Privacy Policy.

8. How to Contact Us
If you have any questions or concerns about this Privacy Policy, the information we hold about
you, or you wish to change your personal information in our records, please contact George
Mina, CEO & Founder of WFH Investor, info@wfhinvestor.com, 3225 Mcleod Drive, Suite 100,
Las Vegas, NV 89121.
9. Do You Need Extra Help?
If you would like this notice in another format (for example: audio, large print, braille) please
contact us (see “How to Contact Us” above).

This policy is effective as of October 2, 2025.